Claim Settlement Ratio: What It Tells You — and What It Doesn't
CSR is a widely cited metric but poorly understood. Here's a framework for evaluating insurer reliability that goes beyond the headline percentage.
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Room Rent Capping: The Hidden Clause That Shrinks Your Health Cover
Most policyholders discover room rent restrictions only when they file a claim. Here's how this clause works, the math behind proportionate deductions, and what to look for in a policy.
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